Financial Education

Securities Market

Saa₹thi app of SEBI

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Financial education

Covers the use of digital tools, financial education, and the broader societal impact of financial literacy, with a focus on mutual funds, farmers, and responsible money practices.

Covers essential banking topics such as fraud prevention, investment tools like Demat accounts, government savings schemes, and RBI initiatives to promote financial inclusion.

/financial-education/securities-market/understanding-trading-and-demat-accounts-for-stock-market-investment-in-india

This guide offers an overview of trading and demat accounts, their functions, opening process, and best practices for effective management in the Indian stock market.

/financial-education/securities-market/averaging

Instead of investing all at once, you invest smaller amounts regularly

/financial-education/securities-market/sebi’s-new-parrva-the-shield-designed-to-stop-mis-selling

Securities and Exchange Board of India (SEBI) has introduced a groundbreaking regulatory framework: the Past Risk and Return Verification Agency (PaRRVA) to validate the performance claims made by market intermediaries

/financial-education/securities-market/saa-thi-app-of-sebi

The Saa₹thi mobile app is developed and maintained by Securities Exchange and Board of India (SEBI) to create awareness about the securities market among existing and prospective investors.

Focuses on safeguarding individuals against financial fraud and mis-selling through consumer awareness, precautionary measures, and proactive strategies.

•	Risk-return trade-off in financial decisions
•	Insurance: types, coverage, premiums, claims
•	Investment basics: shares, bonds, funds, real estate
•	Compound interest and long-term wealth accumulation
•	Diversification and portfolio principles
•	Fraud, scams and identity theft awareness

This is folder provide in formation about financial inclusion

This contains articles and information on financial frauds and raising awareness to prevent scams.

Retirement planning helps men build financial security for life after work by saving and investing consistently over time. Starting early ensures a comfortable future without relying solely on pensions or family support

Understanding the importance of accessible, affordable and formal financial services for all

Provides basic understanding about Financial Wellbeing

/financial-education/planning-managing-finances

•	Income sources: wages, benefits, pensions, business income
•	Household budgeting and cash-flow management
•	Short, medium and long-term financial goal setting
•	Coping with financial shocks and irregular income
•	Saving: habits, instruments, interest calculations
•	Tax awareness: personal income tax, VAT, deductions

/financial-education/money-and-transactions

This section provides a comprehensive understanding of money, its types, functions, and significance in the financial system. 

Focuses on the importance of life insurance, its types, benefits, and how it safeguards financial security.

Highlights the importance of retirement planning and succession strategies to ensure financial stability and wealth transfer.

This module explores the various classifications of income and the significance of diversified income sources for financial stability. It covers strategies for generating passive income, helping individuals build long-term wealth beyond active earnings.

/financial-education/mastering-your-money-the-essentials-of-financial-education

Financial education is the process of acquiring the knowledge and skills necessary to make informed and effective financial decisions. 

/financial-education/niveshak-didi-initiative

Niveshak Didi is an initiative to promote Financial Literacy ‘By the women, for the women’.

<p>The Saa₹thi app is a free investor education and mobile application launched by the Securities and Exchange Board of India (SEBI). It helps retail and young investors learn about the securities market, understand personal finance, check KYC status, spot financial fraud, and use financial planning tools.</p>
<h3>Features of the Saarthi app</h3>
<p>Saa₹thi app, which includes the following</p>
<ul>
<li><strong><img style="max-width: 100%; height: 196px; float: right;" src="https://static.vikaspedia.in/mediastorage/filestorage/20261021162316_saarthimobileapp.webp" alt="Uploaded Image" width="196">Financial health check tool -</strong> The Financial Health Checkup tool helps investors to evaluate their financial status by answering questions on various topics. Based on the responses, this tool provides an overview of individual's financial health and offers broad suggestions for improvement.</li>
<li><strong>Spot a scam </strong>- This interactive tool allows users to assess whether an investment offer might be a scam.&nbsp; By answering a few questions, investors can evaluate the legitimacy of an investment&nbsp; opportunity and determine if it i s genuine or simply too good to be true.</li>
<li>Modules explaining KYC procedures, mutual funds, ETFs, buying and selling shares on stock exchanges</li>
<li>Investor grievances redressal mechanism</li>
<li>Online Dispute Resolution (ODR) platform</li>
<li>Videos to assist investors in personal finance planning.</li>
</ul>
<h3>How to access the Saarthi app</h3>
<p>The &ldquo;Saa₹thi&rdquo; app is available for download on <a title="External website that opens in new window" href="https://play.google.com/store/apps/details?id=com.sebi.invapp&amp;hl=en_IN" target="_blank" rel="noopener">Google Play Store</a> and the <a title="External website that opens in new window" href="https://apps.apple.com/in/app/saa%E2%82%B9thi/id1589426387" target="_blank" rel="noopener">iOS App Store</a></p>