<p style="text-align: left;">Rule of 72,115, 144 helps us quickly evaluate compounding returns from single investments. But in real life<br>we rarely get a chance to invest in bulk. We will have opportunity to invest only small amounts <img style="max-width: 100%; height: 243px; float: right;" src="https://static.vikaspedia.in/mediastorage/filestorage/20250924120354_Screenshot2025-05-13133250.png" alt="Uploaded Image" width="542">when every<br>month. The Rule of 72, 115, 144 will be difficult to apply for regular investments.</p> <p style="text-align: left;">In such cases, where we<br>invest regularly, we can use the compounding chart to evaluate.<br>The following chart presents the impact of `1000 investment over different time periods and invested at<br>7%, 8%, 9%, 10%, 11%, and 12%.</p> <p style="text-align: left;"><span style="text-decoration: underline; color: rgb(53, 152, 219);"><strong>Using the compounding table</strong></span></p> <p style="text-align: left;"><br>If `1000 is invested every year for 4 years @ 7% interest then the final amount received after 4 years is Rs 4000 + compound interest of Rs 440. Total of `4440.</p> <p style="text-align: left;">But if it is invested for 24 years then amount received is `58,177<br>The above table can be used to find out how much our regular investment is compounding</p> <p style="text-align: left;"><span style="text-decoration: underline; color: rgb(53, 152, 219);"><strong>Example</strong></span></p> <p style="text-align: left;">Ram is planning to invest ` 12,000 every year for 16 years. He expects to receive 9% return on Investment.<br>How much money will Ram receive on maturity?<br>If ` 1000 is invested every year @ 9% for 16 years, then from the above table we can find out that the<br>maturity amount received will be `33003.</p> <p style="text-align: left;"><img style="max-width: 100%; height: 70px; display: block; margin-left: auto; margin-right: auto;" src="https://static.vikaspedia.in/mediastorage/filestorage/20250924123349_Screenshot2025-05-13133250.png" alt="Uploaded Image" width="526"></p>